Checking
EUB Everyday Checking
Direct deposit, a debit card, and online bill pay with no monthly fee when you meet simple requirements.
Checking detailsBanking for your household
Checking, savings, loans, and wealth at Eagle Universal Bank. Open an account or sign in to EUB Online Banking.
Savings
EUB Savings
Set money aside with quarterly interest and transfers from your EUB checking account.
Savings details
Loans
Home, auto, and personal
Mortgages, home equity, auto, and personal loans with a banker in the branch or by phone.
Loan options
Wealth
EUB Wealth Management
Investment accounts, trust services, and a dedicated advisor for larger households.
Wealth servicesToday's deposit rates
| Account | APY | Minimum |
|---|---|---|
| EUB Everyday Checking | 0.01% | $25 to open |
| EUB Savings | 0.40% | $100 to open |
| 12-month CD | 1.15% | $1,000 |
| EUB Wealth Management | Varies | Talk to an advisor |
Annual Percentage Yields can change. Fees may reduce earnings. CDs have an early withdrawal penalty.
Checking, savings, and wealth
Everyday Checking is the account for deposits, a debit card, and bill pay. Savings holds cash you do not need in checking. Wealth Management is for longer-term balances with an advisor at Park Avenue.
Business banking
Business Checking and Savings, merchant card deposits, ACH payroll, and treasury services. A business banker at Park Avenue or Stamford can open operating accounts for your firm.
Monthly fee on Business Checking is $12, waived with a $5,000 average balance. Call 1-800-555-2382, option 2.
Business bankingLoans & credit
30-year and 15-year fixed mortgages, home equity lines, auto loans, and personal loans. Start in a branch or apply after you sign in to Online Banking.
| Product | Example rate |
|---|---|
| 30-year fixed mortgage | 6.50% |
| Auto loan (new) | 5.49% |
| Personal loan | 9.99% |
Cards
Everyday Checking includes a debit card. In Online Banking you can apply for a virtual or physical debit card, or a virtual or physical credit card. Physical cards arrive in 5 to 6 business days at the mailing address on your profile.
View full card numbers only after you enter your 6-digit transfer PIN. EUB will never ask for that PIN by email.
Statements
Print the current period for Checking, Savings, and Wealth from Online Banking. Statements show posted date, description, amount, and running balance.
Paper statements are available at a branch. For a copy of a prior period, call 1-800-555-2382.
Security
EUB Online Banking uses a private sign-in. We will never ask for your password by email. Look for EUB in the page title and the eagle mark in the header.
Your Sign In password opens Online Banking. Your 6-digit transfer PIN is different. It is required to send money and to view full card numbers.
Branch & ATM
Visit an EUB branch for deposits, withdrawals, and new accounts.
| Branch | Hours | ATM |
|---|---|---|
| 280 Park Avenue, New York, NY 10017 | Mon–Fri 9–5, Sat 9–1 | Lobby + walk-up |
| 142 Court Street, Brooklyn, NY 11201 | Mon–Fri 9–5, Sat 9–12 | Walk-up |
| 44 Mamaroneck Avenue, White Plains, NY 10601 | Mon–Fri 9–5 | Drive-up |
| 1 Landmark Square, Stamford, CT 06901 | Mon–Fri 9–5 | Lobby |
How to open an account
1. Complete the Open Account form with your name, email, phone, and mailing address.
2. Choose a password of at least 8 characters. You will go to Online Banking when you finish.
3. Checking, Savings, and Wealth open on the same household. You will receive a welcome email at the address you entered.
4. Identity review may take a short time. You can view balances while you wait. Transfers and new cards wait until review is complete.
Frequently asked questions
How do I sign in?
Use the email and password from Open Account. After you sign in you will see only your household accounts.
I forgot my password.
Use Forgot password. EUB will place a notice in your inbox.
Can I send money to another bank?
Yes. In Transfers, choose a country, then a major bank or Other bank (name, SWIFT/BIC, and account number). Enter the amount, the from-account, and your transfer PIN.
How do I reach EUB?
Customer service 1-800-555-2382, Monday–Friday 8:00 a.m. to 6:00 p.m. ET. Email support@eubank.eu.cc or use the Contact form. Mail: Eagle Universal Bank, 280 Park Avenue, New York, NY 10017.
Security note. EUB Online Banking uses a private sign-in. We will never ask for your password by email. Look for EUB in the page title and the eagle mark in the header. Member FDIC. Equal Housing Lender.